Household Living Expense Sheet
HouseholdExpenseSheet See our companion page with these expenses organized by their share of your monthly budget. MONTHLY EXPENSES MONTHLY AMOUNT HOUSING Rent First Mortgage Second Mortgage Association...
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Frittering Your Money Away?
Starting a family budget is as easy as writing down all your income and all your expenses. But most people have no idea where all their money is going. Frittering your money away will wreck your...
View ArticleSave on Bank Fees, Opt Out
You will save a lot of money on bank overdraft fees if you “opt out” and stop using your checking account as a line of credit. Using overdraft protection can cost you dearly. Charges of $25 to $35...
View ArticleShould I Rent or Buy My Home?
Is it better to rent or own your home? The New York Times published a calculator that suggests renting is better from a financial point of view until you own your home for six years. The calculator...
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6 Signs You Waited Too Long to File Bankruptcy
You can wait too long to file bankruptcy and lose property you might have saved. Blogger Susanne Robicsek says people should seek the last resort of bankruptcy earlier. “Traditionally bankruptcy has...
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Labor Day Celebration or Sorrow?
Labor Day, first observed in 1882, began as a street parade and festival for workers and their families. This year, at a time of high unemployment and economic turmoil, is Labor Day a time for...
View ArticleOpt Out of Overdrafts, $200 Found in Checking Account
Gary was astonished to find $200 extra in his checking account this month. His action to opt out of overdraft protection and take back control of his account worked. He is no longer being charged...
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How Do I Alert Credit Reporters of Fraud Against Me?
To protect yourself from identity theft and credit fraud, the U.S. Treasury Department recommends monitoring your credit reports. This video explains how you can obtain a free report from each credit...
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Creditors Can’t Seize Social Security, SSI, Veterans, Similar Federal...
Federal benefits for the elderly, disabled and veterans deposited into bank accounts will be protected from seizure by creditors under a new Treasury Department rule that limits creditors’ ability to...
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9 Steps To Protecting Yourself When Your Wallet Is Stolen Or Lost
A pick pocket stole my friend’s wallet as she got off the bus and waited to retrieve her suitcase. She discovered her wallet was missing about 20 minutes later when she got home and had no way to pay...
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